Cremation: Burn, Baby, Burn

Cremation: Burn, Baby, Burn

by

Priyank Saxena

Lighting a funeral pyre may seem like an odd way to dispose of a dead body, but a version of that is how we dispose of many dead bodies in the United States today. Cremation, or incineration of a deceased individual’s remains, is the second most popular way to say goodbye to the dead, after burials. The practice dates back to ancient times, and today is considered not only cost-effective but also environmentally friendly.

[youtube]http://www.youtube.com/watch?v=acTAjw70dEM[/youtube]

Step-By-Step Guide to Cremation It might sound grim – and it is – but cremation involves more than simply lighting a match to someone. It’s actually a highly skilled art, which can only legally be carried out at a certified, licensed crematorium. Here are the (gruesome) steps involved… The body is sent to the crematorium, which can be attached to a funeral home or cemetery or can be an entirely separate entity. Some crematoriums allow the body to be viewed without having been embalmed before it is cremated. You can choose to have the body embalmed before cremation if you prefer to hold a wake several days after death. While most crematoriums require that bodies be cremated in containers, it can be as simple as a cardboard box or casket made from wooden planks. Some states allow people to be cremated without any container at all – each state has its own laws, so check first. Only one body can be cremated at a time as crematoriums are made to only handle the weight of one individual. It is not possible to cremate two people together, although later you can co-mingle their ashes, if desired. It takes about two-four hours for a body to be cremated at 1,5000 – 2,000 degrees Fahrenheit, depending on its size. After the body is cremated, there will still be some remains which have not turned to ash, namely dental fillings, hip work, some bone fragments. They are swept back into the cremation chamber and put into a stainless steel cooling pan. Items like gold fillings can be given to the family, other things such as bone fragments are processed to size and mixed back with the ashes. Urns are not required by law, although it may be preferable if you want your loved one’s ashes to be interred in a cemetery. If you do not choose to purchase an urn but want to keep the ashes, the crematorium will probably give them to you in a temporary plastic container (Tupperware sure has its uses!). Be aware that not all religions are in favor of cremation. Orthodox Jews, Muslims, Eastern Orthodox religions and some fundamental Christians oppose cremation, while other faiths allow a choice between cremation and burial. Unique Ways to Dispose of Ashes People choose to dispose of their loved ones’ ashes in a variety of ways. Sometimes they are buried with a gravestone placed above, so that the family has a place to gather and grieve. Sometimes they are placed in a columbarium, or special niche for urns where ashes of the dead are on permanent display. Here are some more unique ways to use the ashes… Make your own coral reef. Eternal Reefs, Inc, helps people memorialize their loved ones forever by replacing “cremation urns and ash scattering with a permanent environmental living legacy”. The ashes are mixed with concrete and used to help build underwater coral reefs, which both provide a funky memorial to the dead while helping the environment at the same time. San Francisco company Creative Remains employs a team of artists to design unusual and unique housing for the ashes. With their help, you can turn your Great Aunt Mabel’s violin or Grandpa Henry’s favorite cigar case into a permanent home for their remains. Art from Ashes, originally for dead pets only, reportedly now also makes art from human remains. They incorporate the ashes into everyday objects, such as paperweights, perfume bottles, and even knobs for walking sticks. Perfect Memorials makes “cremation jewellery”. Their small teardrop necklace urns, for example, allow you to keep ashes, a lock of hair or even dried ceremonial flowers all together in one place as a lasting memory – and all for just $34.95 (engraveable). So keep Mom close to your heart forever – literally – with a beautiful necklace made from, umm, her! Based in Redding, California, Hold Me Urns makes personalized teddy bears which have tiny velvet-lined pouches inside to hold ashes. The pouches can also be made from the clothes of a loved one. The bears don’t come cheap, however – they cost about $80 each. Other uses for human remains include turning them into windchimes, clock, birdbaths, motorcycle gas tanks, firework displays and even sending them into outer space… Funky Facts While cremation is naturally a straightforward process, sometimes things go wrong… Silicone breast implants can cause problems during a cremation. Remains of the body can stick to it, meaning the body may be lumpy instead of turning to a fine ash. In the past, unscrupulous crematorium personnel were known to occasionally steal lumps of gold and silver from dental fillings. Better checks now prohibit this, and also make sure that when you get Uncle Bernie’s ashes, you really are getting Uncle Bernie’s ashes (and not the ashes of crusty old Mr Cartwright from the nursing home next door). Disneyland has reportedly become a popular place to surreptitiously scatter cremated remains, although this practice has resulted in rides being shut down and assiduous cleaning tactics employed by Magic Kingdom staff. As the number of cremations in the United States rises, so does the number of abandoned urns, either lying unclaimed in funeral homes or found in attics and basements after relatives of the deceased have passed on themselves. Some states require funeral homes to store ashes for a minimum period of time, others have no laws. According to the Cremation Association of North America, only six percent of deaths resulted in cremation in 1974. In 2006, that number had reached almost 34 percent. Cremation isn’t just for people who can’t afford burials. Proponents of cremation point out that while cremating a loved one can result in thousands of dollars in savings, it also is environmentally friendly and has no necessary merchandise or product orientation. It also makes sense for people who became very ill before death, and do not want friends and family seeing their bodies in a wasted state. If you are considering cremation either for yourself or a loved one, it may be worth visiting a funeral home and/or crematorium to learn what your state laws are, and what will eventually take place after death. It’s best to know beforehand, than to leave it all up to chance. You might also want to have a consultation about what to put in your will, to ensure that your preferred rite of passage will take place. What happens to the ashes of a loved one often depends on the written instructions they left behind, not the wishes of the living.

Sarah Matthews is a writer for Yodle, a business directory and online advertising company. Find a

funeral service provider

or more

funeral service

articles at Yodle Consumer Guide.

Cremation: Burn, Baby, Burn

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Cremation: Burn, Baby, Burn

A Buy Sell Agreement Can Make A Big Difference

By Donald Lusan

One of the most powerful business tools is a buy sell agreement. The proper use of this document can have a direct and dramatic effect on the security of your business. One of the mistakes an ill informed business owner may make is to fail to prepare for the funding of this instrument. Let us take a look at how a buy sell agreement is used and why it is so necessary in virtually every type of business whether it be a sole proprietorship, a partnership, or one of the various types of corporations.

Sole Proprietorships

You have a thriving business that is totally owned by you. As the personal assets of the sole proprietor and those of the business are one the business has to be dissolved upon his or her death. The greatest problem with such a situation is that there will be no more income for the family. In some cases, however, the business can be purchased from the estate by one of the family members. If this family member has the knowledge and experience to continue the business upon the death of the proprietor a buy sell agreement can be set up during the lifetime of the proprietor that would facilitate transfer to this family member.

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Some sole proprietorships have a very valued employee that have put a tremendous amount of his or her time and effort into building the business. In such a situation, if the owner has no family member that he wants to have the business upon his death a buy sell agreement can also be set up before hand giving this employee the opportunity of purchasing the business from the estate.

The agreement would be funded by life insurance…the least expensive way to go. In the case of the key employee it could be paid for from his salary or the proprietor could choose to pay for it. In some cases the cost is shared by the business owner and the employee. This agreement would be drawn up by an attorney.

Business Partnerships Or Corporations

A buy sell agreement can be used by a partnership or corporation to distribute shares of deceased partner or shareholder. Although it could be funded using cash or by taking out a loan the best way to go is usually through a life insurance policy. The life insurance can be owned by each partner or stockholder or it can be owned by the business itself. Upon the death of the shareholder the business buys the shares from the heirs for a predetermined price. The buy sell agreement is binding. The heirs will get a fair price for the deceased stock and each of the surviving partners or stockholders will own additional shares. Everyone involved will be happy.

About the Author: For more than 40 years Donald has been known for his extensive knowledge of the life insurance business. He has represented some of the largest and best life insurance companies in the United States as well as Canada. His advice is invaluable.

Donald’s website is: lifeinsurancehub.net

Source:

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Health Club Statistics

By Todd Sinett

Health Club Reality

Did you know the fitness industry structures their entire business banking on the fact that you will not exercise? Actuarial studies have found that the average gym user will go less than twice a week. With the average monthly cost of health club memberships reaching $55, on average more than $39 worth of the membership goes to waste, each month! In a study of over 25,000 people in England by BMRB’s target group found that 67% of people who have gym memberships don’t use it at all!

In a study performed by Stefano Dellavigna an assistant professor of economics at the University of California at Berkely and and Ulrike Malmendier , an assistant professor of finance at Stanford they attempted to find out the reason why people buy health club memberships but don’t use them. They surmised that is because of consumer overconfidence. First people overestimate the number of times that they will go to the gym and then secondly they congratulate themselves by buying an expensive gym membership that rewards the frequent visitors with financial savings. This consumer overconfidence results in millions of dollars of profits for the health-clubs all the while reducing household income by hundreds of dollars a year.

This issue is so widespread that an article was published in the New York Times titled ‘How Much Does it Cost Not to go to the Gym?’ In the article the author surmised that the fictional British Bridget Jones said it best: ‘Gym visits 0, number of gym visits so far this year 1, cost of gym membership per year 370 pounds.’

[youtube]http://www.youtube.com/watch?v=DFJ_jHZpui0[/youtube]

These health clubs profit when you don’t utilize your membership, in fact they need you to not show up because they have oversold the space in the gym. If everyone who had a gym membership showed up the gyms would create a mass chaos. There have been hundreds of articles written on the subject of gym membership contracts. Some gyms have even been investigated for their enforcement of their contracts. Essentially it is ‘buyer beware’ and make sure that you read the fine print. Joining a gym is a legal contract that needs to be taken seriously. The only way to tip the scale in your favor is to use the membership that you have purchased.

Essentially they are going to get your money, yet if you don’t use the gym, they win!

Health-club Statistics

* Two thirds of all personal training sessions are being conducted at the gym.

* It is projected by American Sports Data that by 2030 the number of older Americans is expected to double from 35 million to 70 million.

* Older Americans represent the largest growth opportunity for health-clubs. Over the past 15 years, the defining characteristic of industry change has been the growth in the population of older health club members. In 2004, there were 10.2 million members over the age of 55, an increase of 562% over 1987.

* The busiest month for new members happens to be January. *Women continue to represent the slight majority of overall health club membership, accounting for 52 percent 2004.

About the Author: After a combined 50 years of experience treating celebrities, first ladies and dignitaries, Madison Avenue doctors Todd and Sheldon Sinett at last reveal their breakthrough strategies to Health and Wellness. To learn more about Drs. Todd and Sheldon Sinett visit

balanceinthebody.com

today!

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What’s The Trucking Industry Outlook For 2011?

What’s The Trucking Industry Outlook For 2011?

by

Jerry L. Work

The trucking industry is in constant fluctuation and relies on a large number of outside factors to determine in what direction the industry will head. The trucking industry outlook for the coming year has some interesting things going on, and it is important for fleet and company owners to know what to expect for 2011. Here, we’ll go over a few things to consider for the coming business year, as well as a few key factors that should play a major role in determining the landscape of the trucking industry in the year 2011.

[youtube]http://www.youtube.com/watch?v=9utHyGH3IT8[/youtube]

The trucking industry can be read as a small slice of the overall economy, because the transportation of goods is directly tied to the amount of goods consumers are purchasing, which in turn is tied directly to the creation of jobs around the country. As the employment market is constantly fluctuating, and currently in a slow, uncertain state of recovery, the outlook for the trucking industry in the coming year is uncertain. The creation of new jobs is inherently a slow process, and because it is a crucial aspect in determining the amount and nature of goods being transported, it is a tricky year to predict. Company owners and managers are advised to play it safe in the coming years, and an overall sense of careful growth seems to be the general consensus. Another factor playing into the outlook for the trucking industry next year is the nature of goods consumers and businesses are buying. Industrial goods such as equipment and raw materials have seen an increase in shipping recently due to business growth, while luxury goods have seen a significant drop due to people tightening their wallets. However, as the economy begins to recover, an increasing number of consumers will feel secure about purchasing more and more expensive goods. There is a number of challenges facing any trucking company owner. Growth is important, and yet company owners would be wise to carefully monitor the way in which they want to grow their business. However, refusing to grow can lead to stagnation, and there is currently an abundance of experienced and qualified people looking for work in the industry. Keeping a watchful eye on the types of goods being traded and the areas of the countries experiencing faster or slower economic growth will give trucking companies an edge on the competition in 2011.

Since 1969, Comdata has helped companies manage transportation industry regulations, including

fuel tax reporting software

on

IFTA fuel tax

. Contact Comdata today to find out how they can help you better manage your fleet fueling, saving your company money and improving efficiency.

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Do You Want Energy Saving Windows? Learn The Basics From A Reputable Roofing Contractor In Orland Park

byAlma Abell

There is a need for all homeowners to learn more about energy saving windows. Besides their beauty, a host of technology enhanced features hve been incorporated into their construction. A Roofing Contractor in Orland Park explains some of the ways that make these windows more efficient.

Edge spacers

The edge spacer is one of the most inefficient aspects of old windows. The Spacer is that material that holds the panes of glass apart. Over the years, aluminum has been the most widely used material. However, the new technology allows the use of other materials that conduct heat and cold more efficiently than aluminum. To enhance window efficiency, edge spacers are now made from insulated steel, silicone foam, or butyl rubber.

Tinted glass

To avoid heating up a room, the roofer recommends the use of tinted glass for all commercial properties. Several years back, tinted glass was not suitable for residential homes, as it made the rooms too dark. However, new technology allows the construction of lighter and less noticeable tinting that is a real energy saver in warm climates.

Glazing

Glazing involves the use of multiple panes of glass in a window in order to create a thermal barrier between the climates outside and inside your house. The energy saving window becomes more efficient every time you increase the space between the panes of glass.

Low e-coating

E-coating lets in light, but keeps radiant heat in. For you to get the best grade for your windows, contact a window replacement expert and roofer to get the best energy efficient window for your climate.

Glass fill

This involves filling the space between the glass panes with a special material that is less conductive. Argon gas is one of the most used fills, as it increases the energy saving properties of your windows.

Economical and environmental aspects.

It is important to note that the use of energy efficient windows is a good way of creating more energy efficient living spaces. This allows you to save more money in the long run as well as take part in conserving the environment.

To take full advantage of energy efficient windows, contact a window installer or a roofer about choosing the right window. An experienced Roofing Contractor in Orland Park will recommend the best window options for your home and climate condition. You can read the full info here.